I think the best way to explain an MMO is by saying it will become your second life. There are so many and most dont play the same so its kind of hard to explain how they work. But mostly its about playing with thousands of other people and exploreing a new world. And for someone new to the whole MMO thing, you should understand that many never end, they are always on going. You may also be wondering why they charge a monthly fee. It's because the developers add new content after the game is released so you always have something new to do.
To clear something up for you, Final Fantasy 12 will not be an MMORPG, you may be thinking of FF 11 which is an MMO. But for a good starting MMO I think Guild Wars or World of Warcraft would be a good place to start. Hope this helps.
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